Enel X Pay, all on Enel’s financial app (with Mastercard, Tink, Sia and Paytipper)
Enel launches Enel X Pay, a digital current account created with the collaboration of Mastercard, Tink, Sia and Paytipper. Here's how it will work
The government calls and Enel X answers. While Giuseppe Conte tries to push digital payments, Enel X presents the app that allows you to pay bills and make transactions in a few simple clicks.
All the details.
WHAT IS ENEL X PAY
Enel X Pay is a digital current account, with card and Italian iban, manageable directly from the app, compatible with Ios and Android, through which Enel X Financial Services, a subsidiary of Enel X, makes its debut in the world of financial services , in competition with banks and Post office.
WHAT WE CAN DO WITH ENEL X
Through the application "it is possible to pay online the MAV and RAV bulletins and postal current account bulletins," explained Giulio Carone, CEO of Enel X Financial Services at the presentation press conference. It is also possible to “make payments to Public Administrations adhering to the pagoPA system and exchange peer-to-peer money without charge costs”, added Carone.
With Enel X Pay it is possible to pay the charge of electric cars in the infrastructures of the Hubject circuit, the e-mobility joint venture in which the BMW Group, Bosch, EnBW, Enel X, Innogy, Mercedes Benz AG, Siemens and the Volkswagen group participate and which boasts over 750 business partners and 250,000 interoperable charging points around the world.
OBJECTIVE: CREATING THE ENEL ECOSYSTEM
“The goal”, specified Francesco Venturini, CEO of Enel X, is to give life to an “Enel ecosystem”, supporting the customer with more services. “Enel x Pay falls within this design,” added Venturini.
A (CONCRETE) SUPPORT TO THE GOVERNMENT'S STRATEGY
And it certainly represents an important contribution to the Government's plan as well: “We try to support the government's strategy on digital payments. A family with two people and two tax codes making payments with cards and apps could have a cashback of up to 600 euros, more than half of a normal salary, ”added Venturini.
“We hope that Enel's solidity and its history can help users overcome the fear that still exists in digital payments,” said Carone.
PLANS AND COSTS
But how much is it? “The standard current account costs one euro per month. The family option provides for the cost of 1 additional euro per child ", explains Matteo Concas, Head of Global Financial Solution of Enel X." There is also the free option: there is no card, no account and there is no Iban, but it is possible to pay bills, with a charge of 2 euros for each bulletin. It is the basic app ".
Each withdrawal will cost 50 cents throughout the euro area.
THE FAMILY OPTION
The Family option allows a parent to activate a dedicated account for children aged 11 to 18. "The parent will be able to control the financial movements of the child, block or authorize a payment, decide to send him a weekly allowance", explained Carone.
EXPENSE MANAGEMENT
It's still. The Enel X Pay financial app allows the user to aggregate all accounts, in order to better manage expenses. “This is the difference with fintech, we at Enel care about the customer and want to support him in managing his savings, also offering valid solutions”, explains Carone.
COLLABORATIONS
Enel X makes its debut in the financial world, thanks to “a collaboration with Mastercard, Tink, which is active in the Swedish market, a cashless company, and Sia”. Paytipper , an Italian fintech that offers consumers widespread and easy access to payment services, of which Enel X owns 55%, also played a fundamental role.
The Enel X Pay current account, the top management of the company pointed out, can be managed directly from the app combined with a digital and physical card, made of vegetable bioplastic, connected to Mastercard, the reference international payment circuit with more than 52 million points worldwide acceptance.
This is a machine translation from Italian language of a post published on Start Magazine at the URL https://www.startmag.it/energia/enel-x-pay-tutto-sullapp-finanziaria-di-enel-con-mastercard-tink-sia-e-paytipper/ on Mon, 19 Oct 2020 12:15:41 +0000.