Here’s how Cimbri from Unipol also gets on Bper’s cars
Long-term rental: the Unipol group (top shareholder of Bper) acquires and merges the subsidiary of Bper active in the sector (Sifa). Facts, numbers and scenarios
There are numerous car manufacturers that are gearing up to face the long-term revolution of electric mobility, which will not only concern the change of engine, but could also lead to a decrease in private cars in favor of sharing. This is because the car of the future could be too expensive to continue to be for all budgets, and because a real cultural revolution is underway: there are numerous surveys which tell us that the youngest of the car ownership doesn't give a damn and that, unlike their parents, but also their grandparents, they no longer understand it as a status.
ALL PRIVATE CAR COSTS
According to some estimates made by the Motor1 site, to keep a car between taxes and costs related to use, it is necessary to budget for an expense of at least 750 euros per year (the average is much higher, 1250 euros, excluding fuel). If we then add petrol, we arrive at around 3650 euros for a compact car, or 304 euros per month. It is underlined that statistics say that private vehicles remain parked for 95% of their life.
UNIPOL AND BPER BET ON LONG-TERM RENTALS
Until news arrives of the caliber that brand X and house Y begin to invest in proprietary software and services to prepare for this eventuality, nothing really striking: it is certainly more surprising instead that Bper Banca and Unipol Assicurazioni have signed an agreement for the launch of a strategic commercial partnership in the long-term rental sector. All the more in view of the curious results illustrated at the round table of the Think Tank "The Urban Mobility Council" promoted by Unipol group which Start Magazine reported here .
Bper Banca ( Bper's leading shareholder with 19.9% is the Unipol group) now intends to merge its Società Italiana Flotte Aziendali , active in the long-term rental sector for private individuals and the public administration, into UnipolRental, a subsidiary by UnipolSai.
The purpose of the transaction will be for Bper Banca to obtain a stake equal to 19.987% of the share capital of UnipolRental in order to sign – reads the press release – with the same a long-term commercial agreement which provides for the reporting, through the network of bank branches and, more generally, through the commercial channels of the Bper Group (with the exception of Bibanca SpA), long-term rental products and services linked to the related NLT contracts offered by Unipol Rental.
In short, the operation is of a certain importance because, in its small way, it helps to anticipate possible changes in a market that seems to be moving towards the reduction of private cars. A real earthquake, for those who work in the RC Auto field. And if there's one thing in which insurance companies should be masters, it's risk diversification: a basic rule in economics to avoid going belly up at the first turbulence. Of course, between saying and doing there is a country, ours, which is not always the first to catch changes and which is made up of 8,000 bell towers, many of which are poorly connected and difficult to reach without a private vehicle.
This is a machine translation from Italian language of a post published on Start Magazine at the URL https://www.startmag.it/smartcity/unipol-auto-bper/ on Mon, 03 Apr 2023 09:00:49 +0000.